To dream that you are in an accident, signifies pent-up guilt in which you are sub-consciously punishing yourself over. Perhaps you have done something that you are not proud of. Alternatively, the accident may symbolize an error or mistake your have made. Accident dreams also represent your fears of being in an actual, physical accident. You may simply be nervous about getting behind the wheel or that the dream is trying to warn you of some accident. To dream of a car accident, symbolizes your emotional state. You may be harboring deep anxieties and fears. Are you "driving" yourself too hard? This dream may tell you to slow down before you hit disaster. You need to rethink or re-plan your course of actions and set yourself on a better path. To dream that a loved one dies in an accident, indicates that something within your own Self is no longer functional and is "dead". It is also symbolic of your own relationship with that person. Perhaps you need to let go of this relationship.